Virginia Insurance Marketplace Practice Exam 2025 - Free Insurance Practice Questions and Study Guide

Question: 1 / 400

Which situation would NOT be considered a qualifying life event?

Marriage

Change in employment status

Annual health assessment

A qualifying life event is a significant occurrence that allows individuals to change their health insurance outside of the standard enrollment period. Common examples include marriage, loss of previous health coverage, or changes in employment status, as they directly affect an individual's insurance needs and eligibility for different plans.

Annual health assessments, on the other hand, do not qualify as life events because they do not impact one's insurance status or eligibility. They are routine check-ups that generally do not alter the need for coverage or the type of plans available to an individual. Such assessments are important for personal health management but do not trigger special enrollment periods or changes in health insurance coverage. Therefore, this situation does not qualify as a life event that would allow changes to insurance plans.

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Loss of previous health coverage

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